Service in AZ, CA, FL, GA, MN, NV, OH, OR, TX, & WA

Auto Insurance

We’ve provided Auto Insurance from quality companies since 1989 – it’s one of our specialties. Whether you’re an experienced driver with a family of cars to insure, or a brand new driver looking for an affordable policy, we’ll sign you with a company that fits your needs.


We provide all the coverage you could possibly need for your auto. Here’s some of the popular coverage types that we offer: 

Liability Insurance pays for damages that you are liable for, meaning damages that you caused. If you run a red light and collide with oncoming traffic, Liability Insurance covers the other party’s vehicle repairs, medical expenses, or property damages. If you have what is known as “Full Coverage”, your damages will be paid for as well.

*Basic Liability Insurance is required in all states to drive on public roads. *

Comprehensive Insurance
This coverage pays for your vehicle repairs if it is damaged by anything other than a traffic accident. This includes theft, vandalism, the environment, etc. A good example would be a tree falling on the hood of your parked car.

Collision Insurance
This coverage pays for your vehicle repairs when involved in a traffic accident. The amount of compensation you receive will vary, depending on how much of the accident was your fault. If you are 0% at-fault, your insurance company should indemnify you entirely. 

* These two coverage types usually come paired on an Auto Insurance policy, and are jointly referred to as “Comp’ & Collision” by the industry.* 

Uninsured and Underinsured Motorist Insurance covers you for medical expenses and vehicle damages when the other party doesn’t have insurance, or doesn’t have enough insurance to cover the cost of damages.

*This coverage is required in most states, but can be excluded with a waiver.*

Medical Payments help pay minor medical expenses in an emergency; like an ambulance ride to the hospital. It should not be thought of as a substitute for a Health Insurance policy, as the coverage limits tend to be low. 

Roadside Assistance offers towing and roadside car repairs if you find yourself stranded. Many companies offer this, such as SafeCo, AAA, and more.

Rental Reimbursement will cover the cost of a rental car for up to one month if your car is being repaired. Reimbursement can range from $30 to $75+ per day.

Auto Insurance
Motorcycle Policy Discount


There are dozens of ways to save on an auto policy, but your best bet is with discounts. These discounts are commonly available from most insurance companies:

You could save if you haven’t haven’t had a claim or received a ticket within the last 3 years.

If you’re a student under the age of 25, maintain a B average (2.7 GPA) or higher to receive this discount.

Having more than one vehicle on your Auto Insurance policy qualifies for a discount. Adding even more vehicles to the same policy can save you big time!

Having more than one type of policy with your Insurance Provider will net you major savings. For instance, combining your Auto and Homeowners Insurance could potentially negate the cost of your Homeowners Insurance entirely.

Staying with the same Insurance Provider for 3+ years can earn you discounts for your loyalty.

Having your insurance premium withdrawn automatically each month will qualify you for an additional discount.

Having Umbrella Insurance in addition to your Auto, Homeowners, or Renters Insurance can save you money. This discount can be combined with the Multi-policy Discount as well.


Are your liability limits high enough?

These days, medical expenses and vehicle repair bills can be astronomical. State Minimum limits give you modest coverage, but in a serious accident they will not cover all of your expenses.

Haven Insurance recommends at least $50,000 in Liability Coverage per person, $100,000 in Liability Coverage per accident, and $50,000 for Property Damages.

What kind of deductibles should you pay?

A deductible is a dollar amount paid to your Insurance Provider to access your coverage. Deductibles can range from $250 to $2500 or more.

Higher deductibles will lower your monthly payments, while lower deductibles will raise your monthly payments.

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